Chicago Car Accident Lawyers Blog

An average of 6,934 fatal crashes each year involve an unlicensed driver over the age of 16, according to research released by the National Highway Traffic Safety Administration.

The Chicago car accident attorneys and the personal injury and wrongful death lawyers at Abels & Annes frequently post about fatal Chicago car accidents, both here at Chicago Car Accident Lawyers blog and on our sister site, Chicago Personal Injury Lawyer blog.

The fact is, unlicensed drivers frequently have poor driving records and carry little or no insurance. A Chicago car accident with an uninsured motorist can require a skilled Chicago car accident lawyer to help you and your family protect your rights and recover the compensation you deserve.

In Illinois, 202 fatal crashes involved an unlicensed driver in 2007, according to NHTSA data --11th highest of all 50 states. The 10-year average pins 1 of every 6 fatal Illinois car accidents on an unlicensed driver.

And fatal accidents caused by unlicensed drivers are on the rise, from 11 percent a decade ago to 14 percent last year. Men were almost twice as likely to be involved in an unlicensed fatal crash as were women.

Unlicensed young adult drivers, ages 21 to 40, averaged 4,179 fatalities per year, or more than half of all fatal crashes involving unlicensed drivers.

Continue reading "Unlicensed drivers responsible for 1 in 6 fatal Illinois car accidents" »

In the Chicago suburb of Berwyn, Illinois a mother and daughter were injured in an auto accident on Tuesday. The driver who hit them was distracted at the time of the crash, as she was busy lighting a cigarette. To make matters worse, the driver was uninsured. The injured mother has retained Chicago injury lawyers at Abels & Annes to pursue an uninsured motorist claim against her own insurance carrier.

The accident took place during daylight hours at the corner of Kenilworth Ave. & 19th St. in Berwyn. The intersection is uncontrolled by traffic signals (no stop lights or stop signs). When the plaintiff arrived at the intersection she yielded to a car that arrived before her and then proceeded when it was her turn. When she was most of the way through the intersection the uninsured driver entered the intersection without stopping or yielding and struck her car.

When you approach an uncontrolled intersection in the State of Illinois, the driver that arrives first has the right-of-way. If two vehicles arrive at the same time, the vehicle on the right has the right-of-way.

The mother and child were taken by ambulance to MacNeal Hospital. The mother sustained neck and head injuries. She is going through follow-up treatment with an orthopaedic physician.

The Berwyn police department investigated the car crash.

Over the past year the use of cell phones and texting while driving have been a hot topic in Illinois, and new laws have been passed. We should not forget that other activities, such as smoking or eating food, can be just as distracting or more distracting than cell phone use.

Drivers who cause a car accident without automobile insurance face up to a year in jail under a tougher new Illinois uninsured motorist law signed by Gov. Pat Quinn on Friday.

Chicago personal injury attorney Dave Abels was interviewed about the new law earlier this summer and has published several blogs about the need to crack down on uninsured motorists and to raise the state's mandatory minimum insurance coverage.

"The way the law stands right now it just doesn't provide real protection for people who are seriously injured in auto accidents," said Abels, of Abels & Annes, a Chicago law firm that handles car accidents, motorcycle accident and other personal injury claims. "It covers you for small accidents but not the big accidents that you really care about where your life is changed forever."

The new law makes driving without insurance a misdemeanor criminal offense and carries a penalty of up to one year in jail and a $2,500 fine. The old law carried a fine of up to $1,000 and a license suspension of 3 to 6 months.

The new law, which The Southern newspaper noted was heavily supported by lawmakers this spring before heading to Gov. Quinn for his signature, is named after Johnston City native and Southern Illinois University graduate Michael Dean.

Dean was hit and killed by an uninsured driver while driving on Illinois 13 in July 2006.

Abels said the new law is a step in the right direction but noted that Illinois still needs to address its low mandatory insurance limits of $20,000 per person and $40,000 per occurrence.

"No amount of money is going to bring a loved one back or make a family whole again, but $20,000 is a slap in the face," Abels said. "I have handled car accident death cases where the victim incurred over $500,000 in medical bills."

Continue reading "Illinois tougher uninsured motorist law passes" »

The tough economy is forcing people to reduce their automobile insurance, increase their deductibles, shop for cheaper coverage and, in some cases, even cancel their insurance.

The Chicago car accident attorneys at Abels & Annes urge motorists to carry as much uninsured or underinsured motorist coverage as they can afford. Reducing expenses by reducing auto insurance is shortsighted at best -- the cost is minimal compared to the expense of being hit by an uninsured or underinsured driver.

The Insurance Research Council reports that a recent survey found 15 percent of those surveyed said they had increased their deductibles or reduced their coverage in order to reduce their premium costs.

Nine percent of those surveyed said they canceled or did not renew vehicle coverage in response to the economic downturn.

Encouragingly, the survey found most homeowners and drivers have continued their insurance coverage, even if they shopped for a lower rate.

"These findings confirm that most Americans recognize the importance of maintaining essential insurance coverage on their homes and cars," said Elizabeth A. Sprinkel, senior vice president of the IRC. "But they also show that Americans are willing to shop and reevaluate their insurance needs in order to reduce insurance costs."

And a proposal awaits the signature of Illinois Gov. Pat Quinn that would make failure to carry auto insurance a criminal offense, punishable by up to a year in jail and a $2,500 fine. Current law allows for a fine of up to $1,000 and license suspension of up to 6 months.

Chicago car accident attorney Dave Abels was recently interviewed about the new law and blogged about the inadequacy of the state's mandatory minimum insurance of $20,000 per person and $40,000 per accident.

The new law is tougher, but still not tough enough.

Here is the big problem with the insurance law in Illinois. The minimum coverage is still $20,000 per person, and $40,000 per occurrence. No amount of money is going to bring a loved one back or make a family whole again, but $20,000 is a slap in the face. (I have handled car accident death cases where the victim incurred over $500,000 in medical bills before passing away).

Continue reading "Chicago car accident lawyers at Abels & Annes urge motorists to maintain proper car insurance " »

Two Chicago Police Officers that were responding to a battery call on the Northwest Side early this morning were struck by a drunk driver, according to the Chicago Sun-Times. The driver, a Chicago resident, was charged with DUI, negligent driving, making an improper left turn, and no proof of insurance.

The police officers were moving eastbound on Irving Park Road in the area of North New England Ave. when the defendant pulled off of a side street. The at fault driver was in a Ford Taurus and the police car was traveling with emergency lights and siren activated.

Both officers were injured and taken to local hospitals. One officer suffered a shoulder injury and the other sustained neck and back injuries. The officers were treated at Advocate Lutheran General Hospital in Park Ridge and Our Lady of the Resurrection Medical Center. They are both said to be in good condition.

The officers in this case both have a good civil case against the at fault driver. However, here there is a good indication that the DUI driver was uninsured. While the officers will be able to collect benefits for their injuries under their union agreement, they should both look into making uninsured motorist claims under there own personal auto insurance policies, as there could be coverage available.

If you have been injured in a Chicago area car accident by a drunk driver, or a negligent driver, contact attorneys at our office for a free consultation.

A single car accident on the South Side of Chicago just before 9:00 p.m. on Saturday night has resulted in the death of it's driver and severe injuries to three passengers, according to WBBM News Radio. The SUV, a Chevy Blazer, crashed into a viaduct. The vehicle was moving northbound on South California Avenue, just south of its intersection with West 31st Street at the time of the accident. At least two of the men involved in the accident were reportedly trapped in the SUV. The viaduct, which is just north of the Chicago River, supports railroad tracks.

Emergency crews responded to the scene where they found the SUV wrapped around the support of the viaduct and they then extracted two of the occupants. The driver and one passenger were transported to Mount Sinai Hospital. The other two passengers were taken to Stroger Hospital. The driver was pronounced dead a short time after the accident. The passengers were reportedly in critical condition.

From the perspective of a Chicago personal injury attorney, it has been my experience that passengers riding in an at fault vehicle sometimes mistakenly believe that they do not have a claim. For example, in the above case, while it is tragic that the driver past away, the three injured passengers can still make a claim against the driver’s insurance company. Further, because all three passengers' injuries were severe, the driver may not have enough insurance to cover the loss. If that is the case, the passengers will have the right to make an under-insured motorist claim against their own insurance policies.

Attorneys from our firm often handle and successfully resolve injury cases resulting from injuries to car accident passengers. Just today our law firm interviewed a passenger who suffered severe lacerations as a passenger in a Chicago auto accident. Unfortunately, the client has significant injuries and there is only minimum insurance coverage of $20,000 available.

If you are a driver or a passenger that has been injured in an auto accident, please contact Abels & Annes for a free consultation.

In the Chicago area suburb of Bartlett, Illinois, a DUI driver has caused a six car accident, according to Chicagobreakingnews.com. The accident occurred at the the intersection of Illinois Route 59 and Army Trail Road on Saturday night as the defendant weaved in and out of traffic moving southbound in a 1995 Nissan Maxima.

The at fault driver fled the scene of the accident on foot. However, he was quickly apprehended by Bartlett police not far from the accident. He now faces criminal prosecution for felony aggravated driving under the influence of alcohol, driving with a suspended license, unlawful possession of drug paraphernalia, leaving the scene of a property damage accident, operating an uninsured motor vehicle, and failure to reduce speed to avoid and accident. The defendant was taken into custody and transported to the DuPage County Jail in Wheaton, Illinois.

Often, hit-and-run drivers do not have valid and/or adequate car insurance. If you are the victim of a hit-and-run car accident in Illinois or if you have been hit by a driver who did not have valid automobile insurance, you may still have an opportunity to recover damages caused by the car accident.

In unfortunate situations such as this, you can make an uninsured motorist claim against your own insurance policy. When you are the victim of an automobile accident caused by someone without valid car insurance, your insurance company will pay on your claim to recover for damages and/or personal injuries caused by that automobile accident.

Personal injury lawyers from our firm can initiate an uninsured motorist claim and attempt to negotiate a settlement on your behalf . If a satisfactory settlement cannot be obtained, under the terms of your policy the next step would most likely be to resolve your case in arbitration.

Attorneys from Abels & Annes, P.C. often handle and successfully resolve uninsured motorist claims. If you are the victim of a hit-and-run accident, or if you have been injured by an uninsured or under-insured driver, please contact Abels & Annes at 312-924-7575 for a free consultation.

A Chicago resident that was hit by a vehicle on Monday evening remains in a hospital, according to the Chicago Tribune. The accident happened in the area of Harlem Avenue and Lake Street in River Forest, Illinois.

After the accident, the driver fled the scene. The car was later stopped in Oak Park and the driver, a Chicago resident, was taken into custody.

The severity of the pedestrian's injuries have not been reported, but the fact that she is still hospitalized is not a good sign. Statistically, pedestrians involved in accidents are seriously injured. Click here to read a recent article we posted on pedestrian injuries.

In this case, the victim most likely has a civil case against the driver, however, the chances are good that the driver had no insurance. It has been my experience that most drivers that flee the scene of an accident are uninsured.

If the hit-and-run driver was uninsured, hopefully the victim has her own auto insurance policy with good uninsured motorist coverage. She can make a claim on her own policy and recover for her injuries, medical bills and other damages.

If you have been the victim in a pedestrian accident, or if you have been injured by an uninsured driver or a hit-and-run driver, contact Abels & Annes for a free consultation.