Chicago Car Accident Lawyers Blog

The Chicago-Sun Times is reporting about the ongoing increase in motorcycle fatalities, thanks in part to more riders, rising gas prices and increased interest in riding.

Nationwide, motorcycle fatalities increased for the 11th straight year and accounted for 14 percent of all traffic fatalities, according to the National Highway Traffic Safety Administration.

A total of 5,290 riders were killed nationwide in 2008, compared to 5,174 in 2007. That's in sharp contrast to the drop in fatality rates in virtually every other category, including a 13 percent decline in motor vehicle fatalities.

The Sun-Times reported that the combination of inexperienced riders and drivers who aren't used to seeing so many cycles on the road have helped push the number of motorcycle crashes in the seven-county region to 2,663 last year.

That's up 22 percent from 2,180 just two years earlier, according to the Illinois Department of Transportation.

In Cook County alone, the number was 1,654 in 2008 -- up 26 percent from 2006.

Overall, the number of motorcycles registered in Cook County and the adjacent counties was up 6 percent last year over 2006, according to figures from the Illinois secretary of state's office.

The Chicago motorcycle accident lawyers and injury attorneys at Abels & Annes urge motorists to watch out for motorcyclists and bikers, and to drive & ride safely.

Now through Labor Day is the height of bike season in Illinois and bikers are often injured or killed by cars that pull into their path because they either don't look or they misjudge the speed of the smaller motorcycle.

The Chicago motorcycle attorneys at Abels & Annes are active in promoting motorcycle safety and awareness.
Please take a moment and review our blog on 10 things driver should know about motorcycles.

Our look at the impact of distracted driving and motorcycle accidents.

And our blog on Summer Motorcycle Safety.

Continue reading " Fatal motorcycle accidents on the rise in Chicago and across the country " »

In Chicago, Illinois 6 teens and an infant were hurt in a car accident on the Dan Ryan Expressway this past Friday night, according to the Chicago Sun-Times. It was a single vehicle car crash that took place in the northbound lanes at 87th Street just after 9 pm. Three people were ejected during the auto accident, according to the Illinois State Police.

The Chicago Fire Department transported 3 of the injured to the University of Chicago Comer Children’s Hospital in critical condition, one critical to Stroger Hospital, one person with serious injuries to Northwestern Memorial Hospital, and 2 people with serious injuries to Little Company of Mary Hospital. All of the significant injuries were to teens and the infant was not badly hurt.

The Illinois State Police are investigating the crash. The cause of the single car accident has not yet been reported.

In this type of case, normally all of the passengers will have a claim against the driver's insurance company. However, most drivers' do not carry big enough insurance policies to adequately cover this type of loss. In that case, the Chicago injury lawyers representing the teens can set up under-insured motorist claims against their own auto policies. If the teens still live at home, they can make claims on their parents' insurance policies.

In Chicago, Illinois one person died and four were hurt in a car crash on the South Side, according to chicagobreakingnews.com. The auto accident involved two cars and occurred around 6:40 pm in the Woodlawn neighborhood on Sunday. One of the victims was a 9 year old pedestrian who was on a sidewalk and was hit by one of the vehicles.

The injured child was rushed to University of Chicago Comer Children's Hospital. The others were taken to Northwestern Memorial Hospital and Advocate Christ Medical Center in Oak Lawn. The Cook County medical examiner's office has stated that one man involved in the collision has died, but no further details have been made available.

The Chicago Police Department is handling the crash investigation, and the cause of the accident has not yet been reported.

It is not that uncommon for an innocent bystander to get hurt if he or she happens to be at the wrong place at the wrong time. Recently Chicago injury lawyers at Abels & Annes settled a case for a South Side resident who was seriously injured in front of his apartment when two cars collided, and one vehicle bounced off and hit our client.

Illinois car accident lawyers from our firm also represented a Chicago resident who was waiting at a CTA bus stop when two cars crashed near by. A wheel flew off one of the cars and hit him, causing significant injuries.

Six people were injured-- three of them young children -- in a Chicago trucking accident on Thursday.

The accident occurred when a car trying to enter the Bishop Ford Expressway collided with a semi-tractor trailer truck, according to the Chicago Breaking News Center.

A gold Buick LeSabre was rear-ended as it tried to merge onto the expressway at 130th Street. The Buick lost control and was hit by the trailer of the truck, pinning the victims.

A Fire Department spokesman reported that the accident occurred at about 10 a.m. and blocked the southbound lanes near where a chemical spill closed the same stretch of road on Wednesday.

In that incident, a trooper with the Chicago State Police noticed a semi leaking corrosive liquid, which forced the highway's closure, according to the Sun-Times.

It is the latest in a series of incidents on the Expressway: On July 10, a construction worker was struck by a drunk driver in an accident on Bishop Ford, according to the Chicago Tribune.

In Thursday's trucking accident, the victims of both cars were taken to MetroSouth Medical Center in Blue Island and Roseland Community Hospital.

Three of those injured were in good to fair condition and three were in fair to serious condition when first taken to the hospital, according to authorities.

While police reported the Buick tried to merge improperly, a Chicago car accident lawyer could help the victims determine their rights. While the Buick driver is at least partially at fault, all the passengers in that car will have a good personal injury case. Also, if the truck driver was injured, he or she may have a work injury case and a claim against the other driver's insurance carrier.

In the second accident, the construction worker would have a case against the driver that hit him and also can pursue a workers' compensation case for getting hurt on the job.

A Chicago motorcycle rider was killed Friday night when his motorcycle collided with a friend, sending him into a wall on the Dan Ryan Expressway, according to the Chicago Sun-Times.

The Chicago Breaking News Center identified the victim as a 49-year-old Chicago resident. He was declared dead just before midnight at Stroger Hospital, according to the Cook County medical examiner's office.

The crash happened near 29th Street on the Dan Ryan and may have involved speed and/or alcohol, according to state police.

The motorcyclist was headed south on the Dan Ryan when his bike collided with a motorcycle driven by a 38-year-old friend. The surviving rider was taken to Northwestern Memorial Hospital and his condition was not released.

No details were available about which rider might be at fault and whether the other rider might be issued citations after an investigation is completed.

It is likely that at some point a Chicago motorcycle accident attorney will review the police report and investigate the case to determine if there is a potential civil claim for the family of the victim to pursue.

Two customers at Curves fitness club suffered injures Saturday morning after a woman drove through the front of the business in Lake Zurich, the Daily Herald reported.

The 65-year-old driver was treated and released at the scene. The two customers were taken to Advocate Good Shepherd Hospital in Lake Zurich for treatment.

The accident occurred at about 10 a.m. as the woman tried to pull into a parking place in front of the fitness center and instead crashed through two large panes of glass.

"It appears at this time there was some confusion" that caused her to accelerate instead of brake, said Lake Zurich Sgt. Robert Johnson. "The front of the store is gone from floor to ceiling."

Police said Curves, which suffered extensive damage to the front, will be closed until further notice, according to the Lake County News-Sun.

Chicago car accident lawyers from Abels & Annes currently represent a man who was injured in a similar case. In our lawsuit, an elderly driver lost control of his vehicle and drove into a Loop restaurant, injuring several patrons. The case is currently pending in the Circuit Court of Cook County.

This type of accident is not uncommon in the Chicago area. In the last year, two people have hit Starbucks in Chicago and twice this spring taxicabs hit the restaurant Petterino's in downtown Chicago.

Lifting the national 55 mph speed limit ban a decade ago has cost an additional 12,500 lives, according to an article the Chicago Sun-Times.

The Chicago car accident lawyers at Abels & Annes examined the dangers of speeding last month as part of its Summer Safe Driving Series.

Fatality rates for speeders are undisputed and increase exponentially with speed. That means an accident is not twice as likely to be fatal at 50 mph than at 25 mph -- federal research shows it is 15 times more likely to be fatal.

The new study from University of Illinois at Chicago School of Health analyzed speed-related traffic fatalities and injuries between 1995 and 2005, the 10-year period after the repeal of the National Maximum Speed Law.

The change in law allowed states to post their own limits on interstate roads.

Automobile deaths related to the increase, which numbered 12,500 over the decade, would shrink significantly with lower speed limits, according to the research.

The study, which was published in U.S. News & World Report, also attributed 36,582 injuries in fatal crashes to higher speed limits implemented during the 1995-2005 study period.

"Our study clearly shows that policy can directly result in more deaths as well as reducing deaths on our country's roads," said lead researcher Lee S. Friedman of the division of environmental and occupational health sciences in the School of Public Health at the University of Illinois, Chicago."I'm not saying that speed will cause a crash. But when you're in a crash, speed will definitely increase your risk of being injured and increase your risk of severity of injury, as well as your risk of dying."

Researchers found a 3.2 percent increase in deaths because of higher speed limits on all types of roads in the United States. The largest increase -- 9.1 percent -- was on rural interstates, followed by urban interstates at 4 percent.

"These roads were the main focus of raised speed limits," they noted.

Some states had imposed a 65 mph limit. Others went to 70, and still others, 75. The solution, said Friedman, is to bring back the 55 mph speed limit.

"Reduced speed limits would save lives," Friedman said. "They would also reduce gas consumption, cut emissions of air pollutants, save valuable years of productivity and reduce the societal cost of motor vehicle crashes."

Continue reading " Chicago study finds increased highway speeds claims an additional 1,250 lives a year in car accidents " »

The Chicago bicycle lawyers at Abels & Annes are representing a cyclist injured last week (July 8) after being rear-ended by a driver.

The client was northbound on LaSalle in the bike lane. As he approached Schiller he was rear-ended.

The at-fault driver was ticketed and the client was taken by Chicago Fire Department ambulance to the emergency room at Northwestern where he was treated for injuries to his left leg and foot and multiple abrasions.

The Chicago personal injury lawyers at Abels & Annes continue to see vehicles colliding with bicyclists on a regular basis. Please remember, cyclists have the same rights on the road as a motor vehicle.

The Illinois Department of Transportation is running a public service announcement this summer. "There is plenty of room for us all, Please Don't Squeeze," emphasizes the legal requirements to give cyclists at least three feet of clearance when making a pass.

IDOT estames more than 4,000 Illinois residents are seriously injured each year in bicycle accidents. Nationwide, cyclists join motorcycle riders as the only group to see an increase in accidents and fatalities during 2008, which saw a historic drop in accident rates for passenger cars and trucks, according to annual statistics released this week by the National Highway Traffic Safety Administration.

In 2008, 716 cyclists were killed, compared to 701 in 2007. The 52,000 riders who were injured was a 21 percent increase from the 43,000 hurt in 2007 -- by far the largest increase in any category.

In Illinois, cycling fatalities jumped from 18 to 27; the state estimates another 4,000 are seriously injured each year.

High gas prices and a down economy has more people riding bicycles out of necessity than ever before. Thousands more bicycle for recreation and fitness-- taking advantage of Chicago's extensive system of bike trails, which is slated to grow to more than 500 miles by 2015.

An excellent map of Chicago-area bike paths and trails is available by clicking here.

As a motorist, please remember: Each bicycle on the road is one less car adding to the congestion. Please give our bicycling friends and neighbors a break. Every bicycle accident has the potential to be very serious or life threatening.

Continue reading " Chicago bicycle attorneys represent cyclist injured in rear-end colllision " »

One out of every three fatal traffic crashes in 2008 was alcohol related, according to statistics released this month by the National Highway Traffic Safety Administration.

In fact, Mothers Against Drunk Driving calls DUI the most frequently committed violent crime in the United States.

Nationwide, fatal alcohol-related crashes dropped from 13,041 in 2007 to 11,773 in 2008.

And, while alcohol-involved traffic fatalities in Illinois also declined, from 1,248 in 2007 to 1,043 in 2008, the overall rate of alcohol fatalities was slightly higher than the national average.

Alcohol-related fatal crashes are four-times more likely to occur at night than during the day and 1.5 times more likely to occur on the weekend.

The Chicago personal injury and wrongful death lawyers at Abels & Annes urge you to take this issue seriously, use a designated driver, call a cab or stay where you are if you have had too much to drink.

Those driving late at night -- particularly on the weekend -- should also be vigilant in watching for and avoiding erratic drivers.

As part of its Summer Safe Driving series, Abels & Annes looks at some of the issues surrounding drunk driving in Illinois.

Illinois has taken some tough steps to combat drunk driving: On Jan. 1 it became one of only six states to require a first-time DUI offender to have a Breath Alcohol Ignition Interlock Devices installed on his or her vehicle as a condition of gaining driving privileges.

Illinois offers a DUI Factbook where motorists can get a host of information on the state's DUI laws, penalties and programs to combat drunk driving. According to the book, the state's legal limit of .08 would be surpassed by a 170 pound man consuming four drinks in one hour or a 137 pound woman consuming three drinks in an hour.

A drink is defined as a can of beer, glass of wine or shot of liquor.

A shocking 86 percent of drivers who failed a breath test in 2007 tested between .10 and .24, which is three-times the legal limit.

Additionally, the state reports a person's risk of having a crash begins to increase significantly at .04 -- half the legal limit -- and increases substantially thereafter.

Common remedies like fresh air, coffee, food or a shower will not help a person get sober.

The state's 2007 statistics reports 2 of every 5 traffic fatalities are alcohol related.

• 503 people were killed in alcohol-related crashes, which was 40 percent of the 1,249 total crash fatalities.

• More than 49,600 DUI arrests were recorded by the Secretary of State’s office.

• 92 percent of all drivers arrested for DUI, who were eligible, lost their driving privileges.

• 2,516 drivers under age 21 lost their driving privileges due to “Use It & Lose
It” law violations.

• 20 percent of those arrested for DUI are women, who represent 50 percent of
all licensed drivers.

• Males ages 21-24 had the highest DUI arrest rate (about 26 per 1,000 licensed
drivers). This rate was four times greater than that of all other drivers arrested
for DUI (6 per 1,000 licensed drivers).

• 83 percent of all drivers arrested for DUI are first offenders.

The Illinois Secretary of State's Office reports the average DUI offender is:

• male (80 percent arrested are men);

• age 34 (61 percent are under age 35);

• arrested between 11 p.m. and 4 a.m. on a weekend; and

• caught driving with a BAC of .16 — twice the illegal limit.

Penalties for a DUI can range from a 6-month license suspension to 30 years in prison for habitual offenders or DUI traffic crashes resulting in serious injury or death.

Continue reading " Chicago car accident lawyers examine dangers of drunk driving as part of Sumer Safe Driving Series " »

Illinois reduced fatal accidents across the board in 2008, even seeing a drop in fatal motorcycle accidents, despite a rise in motorcycle deaths nationwide, which increased from 5,174 deaths in 2007 to 5,290 deaths in 2008.

Chicago accident lawyers at Abels & Annes are publishing the results of the annual release of accident data by the National Highway Traffic Safety Administration. While the Chicago area is still the state's most dangerous, the reduction in fatal accidents is certainly good news for motorists.

Yet getting into an automobile is the most dangerous thing most of us do on a daily basis. Frequent review of safe-driving habits is always a good idea. And those who are injured through no fault of their own have a right to recover damages from a negligent driver.

More than 700 of this year's fatal accidents -- or 7 of every 10 fatal crashes -- were caused by just two of the roads deadliest violators: drunk drivers and speeders.

Traffic Fatalities
Total: 1,043 in 2008 compared to 1,248 in 2007
Rural: 501 in 2008 compared to 433 in 2007
Urban: 609 in 2008 compared to 747 in 2007

Passenger vehicle occupant fatalities
Restrained: 722 in 2008 compared to 861 in 2007
Unrestrained: 339 in 2008 compared to 395 in 2007

Alcohol-impaired fatalities
362 in 2008 compared to 439 in 2007

Speed-related fatalities
385 in 2008 compared to 523 in 2007

Motorcycle fatalities
Total: 133 in 2008 compared to 157 in 2007
Helmeted: 32 in 2008 compared to 28 in 2007
Unhelmeted: 96 in 2008 compared to 121 in 2007

Drivers involved in fatal crashes
Total: 1,434 in 2008 compared to 1,709 in 2007
Aged Under 15: 4 in 2008 compared to 2 in 2007
Aged 15-20: 142 in 2008 compared to 252 in 2007
Aged under 21: 146 in 2008 compared to 254 in 2007
Aged 21 and over: 1,255 in 2008 compared to 1,415 in 2007.

Pedestrians
135 in 2008 compared to 171 in 2007

Continue reading " Chicago car accident lawyers examine state accident data " »

The Chicago car accident attorneys at Abels & Annes urge seniors and those concerned about an older loved one's ability to drive to get the facts and talk about the importance of keeping our older drivers safe.

Older Americans represent the largest and fastest growing segment of our population. And, while not everyone is the same, research shows that reflexes and driving ability deteriorate steadily after age 55 and can be exacerbated by loss of eyesight and hearing and other health problems, including arthritis.

Additionally, as we grow older we are considerably less able to deal with the trauma of a serious accident -- research shows fatality rates are 17 times higher for seniors involved in a serious car accident.

AAA launched a new website last month --- www.aaaseniors.com. The site provides families of older drivers with valuable information related to senior mobility challenges, as well as tools to help extend safe driving and/or assist in difficult discussions about transitioning older family members from a driving lifestyle.

“According to our research, many adult children of older drivers – the ‘sandwich’ boomers – are unaware that resources exist to effectively address the safety and mobility challenges of senior drivers,” said Brad Roeber AAA Chicago’s Regional President. “AAASeniors.com gives seniors and their families the tools necessary to create an action plan to help seniors manage the inevitable consequences of aging, continue to drive safely or transition to alternative modes of transportation, and remain independent.”

The site includes:

-Advice on how aging affects one’s ability to drive safely.

-A step-by-step guide on how to begin a conversation with an older driver about working together to develop a plan for the transition from driver to passenger.

- A variety of tools and resources from educational brochures and driver improvement courses, to tips on choosing a vehicle, to skill assessment tools and free community-based programs.

“Many adult children, grandchildren and seniors will at some point be faced with a difficult decision about a mature adult’s ability to drive safely,” said Dr. Alexis Abramson, one of the nation’s leading gerontologists. “I can’t stress enough how important it is to be proactive in developing a plan of action based on factual, compassionate and objective information, such as that found at AAASeniors.com.”

About Senior Drivers:

How Many
In 1995 there were 16.5 million licensed drivers over 70 years old―a 47 percent increase from 1985.

Driving Habits
Older adults wear safety belts more often than any other age group except infants and preschool children, according to the Centers for Disease Control and Prevention.

Most older drivers recognize and avoid situations where their limitations put them at risk. They drive less after dark, during rush hour, or in bad weather, and they may avoid difficult roads or intersections, according to the AAA Foundation for Traffic Safety.

Older adult drivers are less likely to drink and drive than other adult drivers, according to a study in the American Journal of Preventive Medicine in 2005.

Safety Record
Older drivers become more accident-prone with age, even though they drive less. Because older drivers are more fragile, their fatality rates are 17 times higher than those ages 25 to 64
.
The accident rate per mile driven rises steadily for drivers 65 and older, and those drivers are involved in more accidents per mile driven than any other age group except teenagers.

Continue reading " Chicago injury lawyers encourage families to talk with older drivers " »

Nationwide traffic fatalities hit the lowest level in almost half a century last year and the fatality rate, which accounts for variables like fewer miles traveled due to the economy and last year's gas prices, reached the lowest level ever recorded, according to the U.S. Department of Transportation.

However, more than 1 in every 4 fatal Illinois crashes occurred in Cook County. In fact, Cook County had six times more fatal accidents than any county in Illinois. And the number of fatal accidents actually increased in Will County and Kane County, the state's second and third deadliest.

The federal government is releasing nationwide traffic statistics for 2008 this month, which counted 37,251 traffic fatalities in 2008, a 9.7 percent decline from the 41,259 deaths recorded in 2007.

Chicago accident lawyers at Abels & Annes will present the findings on this blog and our sister blog, www.chicagopersonalinjurylawyerblog,com, in the coming days.

The National Highway Traffic Safety Administration reported the 3,998 fewer road deaths is the largest decline since 1982 and the lowest overall level since 1961.

“While the number of highway deaths in America has decreased, we still have a long way to go,” Transportation Secretary Ray LaHood said.

Illinois traffic deaths declined by 16 percent, from 1,248 deaths in 2007 to 1,043 last year. The 205 fewer deaths in Illinois was the fourth-best decline in the nation after California (561), Florida (235) and North Carolina (243).

Illionois tied with Massachusetts for the 7th largest percentage decline, behind Wisconsin, Virginia, South Datkota, Montana, Nebraska and Delaware.

In the Chicago area:

Cook County: Decreased to 274 fatalities in 2008, compared to 348 in 2007.
DuPage County: Decreased to 24 fatalities in 2008, compared to 37 in 2007.
Lake County: Decreased to 26 fatalities in 2008, compared to 36 in 2007.
Will County: Increased to 44 fatalities in 2008, up one from 43 in 2007.
Kane County: Increased to 40 fatalities, compared to 35 in 2007.

The only states to see an increase in the number of traffic fatalities were Vermont (11%), New Hampshire (7.8%), Wyoming (6%) and Delaware (3.4 %).

The federal statistics show the decline continued in the first quarter of 2009; the January-March estimate of 7,689 deaths represents a nine percent decline from a year ago. It was the twelfth consecutive quarterly decline.

Continue reading " Fewer traffic fatalities in 2008 but Chicago-area remains state's deadliest " »

A teenage driver has filed a personal injury lawsuit after an Illinois trucking accident left her paralyzed.

Jessica Baker, 19, filed suit last week against 12 people and companies involved in the muli-car collision on I-270 on Feb. 4, 2008 which left her 2001 Saturn trapped beneath the semi.

The Chicago trucking accident lawyers and car accident attorneys at Abels & Annes encourage anyone who has been in an accident with a semi or large commercial vehicle to seek the advice of a qualified attorney. This case illustrates the serious injuries and complex issues such a case presents to an injury victim seeking compensation for damages.

This lawsuit involved the tractor owner, Nicholae Valeanu who was driving the tractor, Stoughton, which owned the trailer being hauled, and nearly a dozen other defendants.

According to the complaint filed in Madison County Circuit Court, defendant Valeanu was driving a tractor-trailer in front of Baker when he rear-ended a Chevrolet Impala, which caused a chain-reaction collision that also involved an Air Products and Chemical's trailer.

Baker collided with the rear of Valeanu's trailer because she could not see the accident unfolding in front of him, the lawsuit states, according to the The Record of Madison/St. Clair.

The lawsuit claims the trailer Valeanu was hauling was not equipped with a properly affixed rear impact guard, which is designed to prevent cars from traveling underneath the trailer during a rear-end collision.

The suit alleges that the fasteners connecting the rear-impact guard were corroded and damaged due to normal wear and were not durable enough to withstand the impact.

"Due to the failure of the fasteners and the height of the Stoughton Trailer frame, the windshield, roof and upper A-Pillars of Jessica's 2001 Saturn struck the rear of the Stoughton Trailer," the complaint says. "The trailer impact to the upper A-Pillars of Jessica's 2001 Saturn with the rear of the Stoughton Trailer frame deformed the upper A-Pillars rearward and downward pulling the roof panel downward allowing the trailer to ride over and compress the roof panel into occupant survival space such that Jessica's head came into contact with the roof headliner and panel, breaking her cervical spine and lacerating her head."

Because of the injury to her cervical spine, Baker was paralyzed and remains a quadriplegic, she claims.

She contends that her paralysis could have been avoided if the rear impact guard was properly attached to the back of the trailer.

"Had the rear impact guard on the Stoughton Trailer been attached with adequate fasteners that could withstand at least as much force as the rear impact guard itself, excessive underride would not have occurred," the complaint says.

Baker was wearing her seatbelt and the airbag deployed, but the lack of adequate safety features on the trailer made the safety equipment in Baker's automobile largely ineffective, the lawsuit claims.

In addition to Valeanu, Bronnbauer, Stoughton Trailer, Kleinschmidt and Air Product and Chemicals, other defendants in the suit include Motor City Express, Challenger Motor Freight, James Group International, James Group International II, Inc., James Group Midwest, STI Holdings and Kevin M. Ryan.

Motor City Express, James Group International, James Group International II, James Group Midwest and Challenger Motor Freight agreed to provide tractor trailer transportation. At the time of the collision, Valeanu was driving a tractor trailer for the companies, according to the complaint.

STI Holdings manufactured the vehicle Valeanu was driving at the time of the collision, the complaint says.

Ryan was driving a 2007 Freightliner tractor and a compressed gas trailer for Air Products and Chemicals, which was the trailer initially stopped on the Interstate, the suit states.

Baker is seeking a judgment in excess of $500,000.

Continue reading " Illinois trucking accident lawsuit seeks damages for teenager left paralyzed " »

Insuring a rental car is critical in the event of a Chicago car accident -- Illinois visitors and residents alike are encouraged to know the status of their coverage as we hit the height of summer tourist and driving season.

Chicago car accident lawyers at Abels & Annes remind motorists that driving a strange car in a strange area puts rental cars at increased risk for accident.

Insuranceagents.com has issued a reminder of the importance of making sure proper coverage is in place for a rented vehicle.

"The worst thing that could ruin your trip is finding yourself in an emergency and without any rental car insurance," the agency said. "The costs for even a minor accident could be astronomical. Do you know if you're already insured for a rental car, or do you need additional coverage?"

Those renting a car need to check their own car insurance policy to see if it includes rental car insurance. Another source of coverage can be your credit card, which can include coverage for cars rented using the card. However, such coverage often applies only to damage to the car and not personal injury or medical expenses.

"First call your auto insurance agent to verify whether your auto insurance policy extends to rental cars as well. In general, if you are traveling for pleasure, such as a vacation or visiting family or friends, your policy will also cover a rental car," according to the Insuranceagents.com article, 'Rental Car Dilemma: Would You Like Insurance With That?' "Be careful though: any gap in coverage in your own auto policy applies to your car rental."

The article warns business travelers that personal auto insurance often does not cover someone traveling for business and supplemental insurance from the rental agency may be required.

Some typical types of supplemental coverage includes:

- CDW (Collision Damage Waiver) and LDW (Loss Damage Waiver): These waivers cover you for any theft, vandalism, or physical damage resulting from an accident.

- PAI (Personal Accident Insurance): This coverage applies to any medical costs related to an accident with the rental vehicle.

- SLI (Supplemental Liability Insurance): This type of coverage extends your liability coverage, usually up to $1 million.

-PEC (Personal Effects Coverage): If your personal property is stolen or damaged while inside the rental vehicle, it will be covered under this insurance coverage.

Continue reading " Chicago visitors, Illinois residents reminded that rental car insurance is critical in the event of an accident " »

Fourth of July holiday weekends claim an average of 500 to 700 lives in traffic fatalities and almost half are alcohol related, according to the National Highway Traffic Safety Administration.

2006 was the deadliest this decade with 659 fatalities, compared to the 200 that were recorded in 2007 when Fourth of July fell on a Wednesday.

The Illinois Department of Transportation is urging motorists to buckle up, stay sober, comply with posted speed limits and use extra caution in construction zones.

“While we want everyone to enjoy their holiday weekend, we must put safety first and remind motorists to not drink and drive and to be conscious of work zones,” said IDOT Secretary Gary Hannig. “We will limit lane closures where possible to provide some relief to those travelling over the holiday weekend, but some areas will still have workers present, so please obey the posted speed limits and drive cautiously."

Illinois State Police will be conducting a DUI crackdown.

“The sad reality is that numerous lives are impacted every day in Illinois because of an impaired driver,” Illinois State Police Director Jonathon Monken said. “Even with the raised awareness about the consequences of drinking and driving, there are still those who choose to drive while impaired. That's why the ISP will increase our enforcement efforts by working closely with our local partners during the July 4th holiday.”

The You Drink & Drive. You Lose crackdown began June 19 and runs through July 5. It is being supported by nearly $1 million in federal safety funds being made available by IDOT’s Division of Traffic Safety.

For more information about the impaired driving in Illinois, please visit www.drivesoberillinois.org.

IDOT will suspend construction-related lane closures starting at 3 p.m. Thursday, July 2 to midnight, Sunday, July 5.

Wherever a road is closed, a detour will be posted. In some areas, there will be lane restrictions.

Due to the nature of some projects, there will be a number of work zones that will continue to have lane closures. Motorists are advised to slow down and be alert in those work zones, and are reminded that work zone speed limits are still in effect.

For more information about ongoing construction projects, motorists can check IDOT’s traveler Web site http://www.gettingaroundillinois.com. Interstate road information is also available at 1-800-452 IDOT (4368).

The NHTSA tracks traffic fatalities for New Year's, Memorial Day, Fourth of July, Labor Day, Thanksgiving and Christmas.

Continue reading " Chicago car accident lawyers at Abels & Annes wish everyone a safe Fourth of July " »

After failed attempts to reach a settlement, car accident lawyers at Abels & Annes have filed a lawsuit against a driver who is insured by State Farm. The claim arises out of an automobile vs. motor scooter collision which took place on June 25, 2008.

Our client was riding his motorized scooter westbound on Lawrence Ave. in Chicago, Illinois. The car in front of him had stopped to make a left turn and then came to a stop behind the car stopped in front of him.

The defendant was driving her Buick Century westbound on Lawrence Ave. She failed to stop for stopped traffic and struck the plaintiff. The front end of her vehicle hit the rear of the scooter. The force of the impact threw our client off the scooter and injured him. He landed on the pavement on his back.

The lawsuit alleges the defendant failed to keep a proper lookout, failed to stop for stopped traffic, was driving at an excessive rate of speed, and failed to exercise due care for the safety of those in the area, including the Plaintiff.

Following the collision the plaintiff had an immediate onset of head, neck, back and left foot pain. That night his condition worsened and he was unable to sleep.

Due to his worsening symptoms our client sought medical treatment the next day at an Urgent Care Center. He complained mostly of head and back pain. A history was taken, he was examined and diagnostic tests were performed.

Continue reading " Chicago Injury Lawyers file lawsuit against State Farm driver " »

The tough economy is forcing people to reduce their automobile insurance, increase their deductibles, shop for cheaper coverage and, in some cases, even cancel their insurance.

The Chicago car accident attorneys at Abels & Annes urge motorists to carry as much uninsured or underinsured motorist coverage as they can afford. Reducing expenses by reducing auto insurance is shortsighted at best -- the cost is minimal compared to the expense of being hit by an uninsured or underinsured driver.

The Insurance Research Council reports that a recent survey found 15 percent of those surveyed said they had increased their deductibles or reduced their coverage in order to reduce their premium costs.

Nine percent of those surveyed said they canceled or did not renew vehicle coverage in response to the economic downturn.

Encouragingly, the survey found most homeowners and drivers have continued their insurance coverage, even if they shopped for a lower rate.

"These findings confirm that most Americans recognize the importance of maintaining essential insurance coverage on their homes and cars," said Elizabeth A. Sprinkel, senior vice president of the IRC. "But they also show that Americans are willing to shop and reevaluate their insurance needs in order to reduce insurance costs."

And a proposal awaits the signature of Illinois Gov. Pat Quinn that would make failure to carry auto insurance a criminal offense, punishable by up to a year in jail and a $2,500 fine. Current law allows for a fine of up to $1,000 and license suspension of up to 6 months.

Chicago car accident attorney Dave Abels was recently interviewed about the new law and blogged about the inadequacy of the state's mandatory minimum insurance of $20,000 per person and $40,000 per accident.

The new law is tougher, but still not tough enough.

Here is the big problem with the insurance law in Illinois. The minimum coverage is still $20,000 per person, and $40,000 per occurrence. No amount of money is going to bring a loved one back or make a family whole again, but $20,000 is a slap in the face. (I have handled car accident death cases where the victim incurred over $500,000 in medical bills before passing away).

Continue reading " Chicago car accident lawyers at Abels & Annes urge motorists to maintain proper car insurance " »